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You are here: Home / Loan Types / Standard Variable Rate Home Loan

Standard Variable Rate Home Loan

Aerial view of Gippsland suburban Houses

Standard variable rate loans are Australia’s most popular type of home loan.

Variable rate loans generally offer:

  • excellent flexibility
  • low fees
  • and features such as a redraw facility, offset facility, no limits on the amount of additional repayments and in most cases no early pay out fees.

The interest rate for variable rate loans varies throughout the loan term.

Advantages:

  • If interest rates fall, your repayments will fall
  • You can make extra repayments and pay your loan off sooner
  • Features such as redraw and an offset account

Disadvantages:

  • If interest rates rise, your repayment will rise

Download our ‘Which Home Loan’ brochure (pdf) for more tips and general information.

For professional, friendly and expert lending advise contact us today.

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      74A Macarthur Street, Sale Victoria 3850

      P 03 5143 0135
      M 0438 235 375
      F 03 5143 0545

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