News of the Reserve Bank of Australia’s (RBA) decision to increase the official cash rate has left many homeowners feeling uncertain and worried. For some, it’s the first time they’ve experienced a cash rate rise.
If you’ve been left scratching your head wondering what this means for you and your wallet, we’re here to help. In this article, we will answer common questions about what the RBA’s decision means for you. [Read more…]
Take the stress out of applying for a home loan with a little preparation. Here are a few things you can expect to encounter when seeking loan approval.
With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every three years or so. We’re living in a world of rapid change, where interest rates are at an all time low, new lenders emerge and more competitive products become available so keeping the same home loan for 30 years could cost you more money than you need to spend! In this article, we provide the process to refinancing your home loan, breaking it down into simple layman’s terms. But before we get into that, let us clear up a few common questions about refinancing. [Read more…]
Sometimes wading through the copious amounts of information and offers out there on refinancing can be a difficult and overwhelming task! The idea of re-financing can be appealing but let’s be honest, so can avoiding the headache and sticking with what you know!
Well here is some good news for you, it’s much simpler to explore than you think. [Read more…]
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