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You are here: Home / Archives for Home Loans

Understanding the cash rate increase

May 22, 2022 By Kim McMaster

 

News of the Reserve Bank of Australia’s (RBA) decision to increase the official cash rate has left many homeowners feeling uncertain and worried. For some, it’s the first time they’ve experienced a cash rate rise.

If you’ve been left scratching your head wondering what this means for you and your wallet, we’re here to help. In this article, we will answer common questions about what the RBA’s decision means for you. [Read more…]

Filed Under: General news, Home Loans, Home Mortgage, Refinancing Tagged With: cash rate, home loan, homeowners, interest rate

Preparing for settlement day

May 13, 2021 By Kim McMaster

You’ve found your dream property, had your offer accepted, finance approved, and now there’s just one last yet very important milestone to achieve – settlement day. The anticipation has been building for weeks! Are you ready for the big day?

[Read more…]

Filed Under: General news, Home Loans, Home Mortgage

Knowing when the price is right!

August 23, 2020 By Kim McMaster

Found the perfect home or investment property, but unsure about the price tag? It’s the eternal question faced by property hunters: what is a fair sale price? [Read more…]

Filed Under: First Home Owners, Home Loans, Home Mortgage

Come prepared – your home loan application guide

August 23, 2020 By Kim McMaster

Take the stress out of applying for a home loan with a little preparation. Here are a few things you can expect to encounter when seeking loan approval.

[Read more…]

Filed Under: First Home Owners, General news, Home Loans, Home Mortgage, Refinancing

Why is a loan pre-approval so important?

April 13, 2019 By Kim McMaster

Pre-approval is a green light from a lender. Put simply, it confirms you’re eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances, to decide if you’ll meet their criteria and can afford to repay a mortgage. A home loan pre-approval usually lasts for three to six months and gives you a set budget during your property search. Here’s why home loan pre-approval is so important.

[Read more…]

Filed Under: Home Loans

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