Your Local Mortgage Broker in Sale, Gippsland

Welcome To

Gippsland Mortgage Solutions

Where finding your dream home loan is more than just a transaction—it's a partnership. We're not your average mortgage brokers; we're dedicated advocates committed to making your homeownership journey as enjoyable and rewarding as possible.

Welcome To

Gippsland Mortgage Solutions

Where finding your dream home loan is more than just a transaction—it's a partnership. We're not your average mortgage brokers; we're dedicated advocates committed to making your homeownership journey as enjoyable and rewarding as possible.


Mon-Fri (9am - 5pm) Afterhours On Request

Give Us A Call 03 5143 0135

74A MacArthur Street. Sale, Victoria 3850

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“Kim at Gippsland Mortgage Solutions is absolutely amazing we cannot thank her enough for giving us our dream. Kim told us everything we needed to know and helped us through every step of the way never giving up on us. We couldn't recommend her highly enough.”

Penny S
About Us

Our Mission

At Gippsland Mortgage Solutions, our mission is simple: to empower you to achieve your homeownership dreams with confidence and peace of mind.

We believe that every client deserves personalised attention and tailored solutions, which is why we take the time to understand your unique circumstances and financial objectives.

Whether you're purchasing your first home, upgrading to your next, investing in property, seeking business lending, or refinancing, we're here to help you make informed decisions every step of the way.


Years Of Experience


We Are Locals, Looking After Locals!

Meet The Team


Kim McMaster


John Mayman

Senior Mortgage Broker

Queylyn Turnbull


Do You Have A Question?

The team at Gippsland Mortgage Solutions are here to help.

Get in touch today

Do You Have A Question?

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Turned Into Reality
When Working With Us

This Is What You Can Expect

We are committed to making your mortgage journey as enjoyable as possible. With our expertise, personalised service, and unwavering support, you can trust us to help you achieve your homeownership dreams.


We offer tailored advice based on our deep expertise

Personalised Approach

Solutions crafted just for you and your goals.

Local Support

Proudly serving our Gippsland community.

Clear Communication

Expect straightforward updates at every step.


Your needs are our top priority, always!


Enjoy a streamlined journey with us by your side.

Our Step And Process

The Mortgage Approval Process

Our process begins with an initial consultation, We can chat either over the phone, via video call or we prefer in person if possible.

During this meeting, we'll get to know you, your financial situation, and your homeownership goals. This allows us to understand your needs and tailor our services accordingly.

We'll conduct a thorough financial assessment to determine your borrowing capacity, assess your creditworthiness, and identify any potential challenges or opportunities.

This step helps us gain a comprehensive understanding of your financial profile, allowing us to recommend suitable mortgage options.

Based on our assessment and your preferences, we'll present you with a range of mortgage options tailored to your needs.

This includes details such as interest rates, loan terms, and repayment options. We'll take the time to explain each option in detail, ensuring you have all the information you need to make an informed decision.

After discussing your specific situation and your individual objectives with you, we’ll assist you to choose the lender and product from our panel of lenders that best suits your individual circumstances. We will then lodge a loan application on your behalf, ensuring all aspects of the application are fully and appropriately completed.

The lender will assess your application and provide provisional approval on your loan, based on your current situation. This is known as ‘pre-approval’, and usually comes with a list of criteria that you must meet before the lender will formally approve your loan. As the pre-approval is based on your current financial situation, it’s important that you keep your financial circumstances consistent and stable until the purchase of your property goes through.

Once your mortgage provider decides to grant formal approval, they’ll send us your formal offer letter. We’ll review it to ensure everything is in order, then forward it to you and your legal representative and also advise your Real Estate Agent. A few days later you’ll receive your home loan documents, which you will need to sign.

Once your loan documentation arrives, we will make an appointment with you to go over all of the information and assist you to complete the sign up.

Our support doesn't end once you've secured your mortgage.

We're here to provide ongoing guidance and assistance throughout the life of your loan. Whether you have questions about refinancing, making additional repayments, or accessing home equity, we're just a phone call away.


Our Lending Partners

Choose the Home Loan That’s Right for You!

Types Of Loans

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Variable Rate Loan

    Basic variable rate loans are renowned for their competitive interest rates.
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Fixed Rate Loan

    This is where the interest rate of a loan is guaranteed to remain the same.
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Construction Loan

    May be most suitable if you are building your own home or investment property.
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Line Of Credit

    Access to the equity in your home or investment property up to a pre-approved limit.
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Split Loan

    Make part of your home loan a variable rate and part a fixed rate, you decide how much you allocate to each.
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Guarantor Loans

    A family member uses the equity in their property as additional security against your loan.
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Bridging Finance

    Bridging finance allows you to use the equity in your existing home to finance your new one.
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What People Are Saying About Us.

At Gippsland Mortgage Solutions, our success stories are more than just words on a page—they’re the heart of our business.

Take a moment to hear directly from the homeowners and investors who entrusted us with their dreams. From first-time buyers to seasoned investors, our clients share their experiences of personalised guidance, smooth transactions, and the genuine care we bring to every step of their mortgage journey.

Join our community of satisfied customers and discover the personalised attention and expertise that sets Gippsland Mortgage Solutions apart.

Disclaimer:  These testimonials were given by our customers. They are individual experiences of our customers who have used our service. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.

GMS Team


You’re GO-TO resource to find out about all things Mortgage and lending related.

If you have any questions or concerns contact the team today.



A mortgage broker acts as an intermediary between you and multiple lenders, offering a wider range of loan options and personalised service, while a bank only offers its own products.

A mortgage broker offers access to a wide range of lenders and loan products, creating a more streamlined and efficient approach during the lending process. We provide personalised advice and support throughout the application process.

As a qualified mortgage broker's, we hold relevant certifications and have years of experience in the mortgage industry. We continuously update our knowledge to provide you with expert guidance.

While some mortgage brokers charge fees for their service, there is no cost to you for utilising Gippsland Mortgage Solutions to help you secure your loan as we receive a commission payable by the lender you choose. Details of commission to be received will be included in the Summary of Requirements and Credit Proposal document that we will provide you with when credit assistance is provided.

Lenders Mortgage Insurance protects the lender if you default on your loan. It's usually required for loans with a deposit of less than 20% of the property's value.

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