If you are looking to purchase a new home, refinance your mortgage or invest in the property market, it’s easy to go with what you know. Your local bank! But what if there was another way? A more personalized way of understanding your financial position and capabilities so that you can achieve your financial goals and aspirations with your mortgage working for you?
Let’s talk Mortgage Brokers Vs Banks!
The most important thing to know about your Mortgage Broker is that they work for YOU. Not the bank.
A Mortgage Broker is the middle man between the borrower and the lender. They evaluate your specific needs, calculate your borrowing power, compare all the options and offer expert advice. For what price? The amazing news is, it’s at no cost to you! The lender pays.
We give you choice. There are hundreds of products on the market. Brokers do the legwork, taking into consideration your specific situation and needs, to come up with the best loans for you. It’s about providing you with all the facts, figures & relevant information so that you’re able to make an informed decision. They will match your needs with different lender products and compare interest rates. This means you aren’t locked into the limited options that your bank may offer. Immediately you have broadened your horizons without having to spend hours researching, comparing and being weighed down by the fear of choosing a legitimate product! Brokers have a legal ‘responsible lending’ obligation to ensure you are not placed into a loan that is not suitable for you or your current situation.
Which leads us to Experience. This is what Mortgage Brokers do. It’s their life’s blood! Banks have a working knowledge of their specific loan products, amongst all the other services on offer. For Brokers, it’s an area of understanding and expertise across hundreds of lenders and products. If you have questions, they will have answers! Whether you are buying your first home or you are an experienced investor, they will work with you and for you, without bias or the need to sell a specific product.
Here at Gippsland Mortgage Solutions, we are committed to you. Being my own business, there is a great level of personal investment into every customer interaction. Once you have made an informed decision, we are with you every step of the way. We will assist you with your paperwork, walk you through settlement and still be there on the other side! We want to be an on-going resource to you, long after the paperwork is signed on the dotted line.
We would love the opportunity to sit down and talk with you about your needs and financial/property goals for 2017. Please give us a call, we would love to chat and answer any questions you may have!
Call 03 5143 0135 or 0438 235 375, email firstname.lastname@example.org drop into our office at 364 Raymond Street, Sale.